Financial Adviser

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Definition:

A Financial Adviser is any individual who provides financial services to other individuals, businesses, or governments. He/she services clients in planning and arranging their financial affairs by way of savings, taxes, retirement conditions, and wills. Financial planning for a client can involve investment advice, pension planning, and/or insurance advice. The goal of the financial advisor is to use asset allocation to achieve the desired equilibrium of capital gains, investment income, and a satisfactory level of risk. He/she utilizes many products to meet the needs of the client including stock, bonds, mutual funds, REITs, options, futures, notes, and insurance products.